Your Letter of Credit documents. Checked in seconds.
SmartLC uses AI to read every trade document, compare it against your LC terms, and catch discrepancies before your bank does.
For exporters, freight forwarders, and trade finance teams.
Everything you need to manage LCs
Not a generic fintech tool. Built for exporters, freight forwarders, and trade finance teams who handle documentary credits every day.
AI Document Checking
Upload any trade document — invoice, Bill of Lading, certificate of origin, insurance — and SmartLC extracts every field, compares it against your LC terms, and flags discrepancies instantly.
Four layers of checking run automatically: LC terms, UCP 600 implied requirements, Field 47A additional conditions, and cross-document consistency. Every flag includes the specific UCP 600 article reference.
Instrument Risk Analysis
The moment you upload an LC, AI reviews it for structural risks — missing mandatory fields, impossible timelines, contradictory conditions, prohibited transhipment on difficult routes. Each issue is rated Error, Warning, or Info with a specific recommendation and UCP 600 reference.
Document Builder & Auto-Fill
Build and manage templates for any trade document — beneficiary certificates, certificates of quality, packing lists, and more. When you hit Generate, SmartLC auto-fills from your LC data and from other uploaded documents. Edit anything before finalising. Your templates, your library.
House Rules Engine
When the AI flags something your bank always accepts — like "pcs" vs "units" — create a house rule with one click. Rules apply across all future LCs. Build bank-specific notes and jurisdiction rules so SmartLC learns how your trade partners actually work.
AI Assistant & Amendment Drafting
Ask questions about your LCs by text or voice — your assistant knows your active transactions. When you need an LC amendment, AI drafts the request email with the right references. Review, edit if needed, press send.
Smart Trade Inbox
Every user gets a personalised trade email — like yourname@trade.smartlc.ai. Give it to banks, insurers, and shipping lines as your single trade contact.
When an email arrives, AI identifies which LC it belongs to, classifies any attachments (invoice, B/L, certificate), and files everything into the correct LC folder. Documents are checked automatically on arrival. Reply without leaving SmartLC.
LC Project Folder
Each LC is a complete project with tabs for Overview, Documents, Emails, Workspace, and History. Drop anything into the workspace — container photos, WhatsApp screenshots, shipping notes, web links. Everything is AI-searchable and feeds into the compliance context.
Calendar, Contacts & Bank Registry
Unified calendar across all LCs with shipment and expiry deadlines colour-coded by urgency. Full address book for all trade parties. Global bank registry with fuzzy matching — when SmartLC detects a bank in your LC, it maps it automatically or lets you confirm with one click.
Present to Bank with Confidence
When all documents show compliant, hit "Present to Bank" — knowing every field across every document has been verified against your LC terms, UCP 600, and your house rules. Track the full audit trail of every check, every decision, and every amendment from upload to presentation.
AI does the heavy lifting. You make the decisions.
SmartLC never acts without you. Every document classification needs your confirmation. Every discrepancy needs your decision. Every generated document is fully editable. Every amendment email is reviewed before sending. The AI catches problems — you decide what to do about them.
Trusted by trade finance teams
"Smart LC has reduced our LC processing time by 85%. What used to take our team two days now takes a few hours."
"The AI caught a consignee error on a Bill of Lading that we'd missed in manual review. That single catch saved us a bank rejection and two weeks of delays."
"The email inbox that auto-files documents into the right LC folder changed everything. No more hunting through Outlook for that one insurance certificate."
Not just AI — trade finance expertise
Every check references the international rules that govern documentary credits.
UCP 600
The global standard governing LC transactions, referenced on every compliance check.
ISBP 821
International Standard Banking Practice for document examination under UCP 600 (2023 Revision).
ICC Rules
International Chamber of Commerce rules and interpretations applied throughout.
eUCP 2.1
Electronic supplement to UCP 600 for electronic record presentation and digital trade documents.
Jurisdiction Rules
Country-specific clause recognition for China, UAE, India and growing.
Your documents. Your data. Protected.
Enterprise-grade security with full compliance transparency.
TLS Encryption
All data encrypted in transit and at rest.
UK GDPR
Fully compliant with UK data protection regulations.
No AI Training
We never use your documents to train AI models.
ICC Standards
Built on UCP 600, ISBP 821, and eUCP 2.1.
See it check your documents live
Book a 20-minute demo. Bring your own LC — we'll run it through SmartLC in real time.